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NFIP Statistics

  • Floods are the #1 most common natural disaster in the United States.
  • In the past 10 years (1999-2008) the average flood insurance claim paid in the US was more than $49,529 per year.
  • In the past 10 years (1999-2008) the NFIP paid over $27,639,087,687 to flood insurance customers.
  • The average premium for a yearly flood insurance policy is around $558.
  • 24.4% percent of all flood insurance claims are filed in moderate-to-low risk areas.
  • The NFIP paid $3,202,783,762 in claims to-date to homeowners, business owners, and renters in 2008.
  • 2008 CLAIM REPORT FOR TOP 10 STATES AS OF 6/30/09:
    State Total Number of 2008 Claims Total 2008 Claims Payments
    Texas 35,248 $2,155,876,306
    Louisiana 11,795 $426,062,584
    Iowa 4,461 $161,216,863
    Missouri 3,098 $109,502,641
    Illinois 2,893 $106,815,301
    Indiana 2,843 $103,873,812
    Florida 2,785 $60,885,186
    Wisconsin 1,512 $33,639,208
    Mississippi 1,315 $30,391,763
    North Carolina 699 $17,762,844
Flood Facts
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