Flooding & Flood Risks

Converting Your Policy Saves You Money and Keeps You Protected

If your property is mapped from a high-risk area to a moderate- or low-risk area, and you have a loan, your lender may no longer require that you carry flood insurance. But this doesn’t eliminate your risk of flooding—in fact, one out of every four flood claims come from these lower-risk areas.

The NFIP has created an easy way to convert your policy to a lower-cost Preferred Risk Policy that provides building and contents coverage for as little as $119 per year. You will even be refunded the difference paid from your existing policy with no lapse in coverage. Ask your insurance agent for more details.

See how changes in levee designation can affect your flood insurance >>

Learn your risk, and find an agent, by taking Your Risk Profile.