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FAQ

Does a deductible apply to my coverage?

Building and contents policies have separate deductibles for each. This means that if your building and contents are both damaged due to a flood event, both deductibles are applied.

For more information about deductibles, contact your insurance agent or company, or fill out the Flood Risk Profile to the left to find an agent serving your area.

Back to Frequently Asked Questions: Policy Costs and Terms

Homeowners insurance typically does not cover flood damage.
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